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Certain of the products set out on this web site are registered with the Securities Exchange Commission (the "SEC") and the issuer of those products has filed a registration statement (including a prospectus, a prospectus supplement and a preliminary pricing supplement) with the SEC for each such product offering appearing on the web site you are about to access. Certain of the products set out on this web site are not registered with the SEC but are issued pursuant to an exemption from registration. Before you make any investment, you should read the prospectus, prospectus supplement and preliminary pricing supplement for SEC registered products filed with the SEC or the relevant offering documents for non-SEC registered products for more complete information about such issuer and the products being offered.

You may get documents filed with the SEC for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, any agent or dealer participating in the applicable product offering will arrange to send you these documents if you so request. In addition, some of these documents may be accessible from the web site you are about to access if the links were supplied by the provider of the information. For documents relating to non-registered offerings, you may get those documents through any agent or dealer participating in the applicable product offering or on the web site you are about to access.

Structured products may not be suitable or appropriate for all investors. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this web site and the materials contained herein. You should consult your financial and tax advisor to determine whether a product is suitable for you and your investment needs and objectives. You must make your own independent decisions regarding any securities or financial instruments mentioned herein. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

Investors should carefully review the Investment Risks and Considerations appearing in the relevant offering documents. Structured products are intended to be buy-and-hold investments and are not liquid instruments. Investment value prior to maturity will be influenced by many factors, including interest rates, the level of the underlying, implied volatility and the time remaining to maturity. Investors may lose some or all of their investment in connection with some of these instruments.

Information on this web site is subject to change. Zia Corporation endeavors to maintain the information as current and accurate but undertakes no duty to update information or to supply corrections.

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